We pride ourselves on remaining informed and updated on the continually evolving lending industry. This allows us, as professionals, to use this knowledge to educate our clients on the lending options available to them so they can make the most informed decision possible, tailored to their specific set of circumstances.
Strategic Mortgage Planning
At Jensen Kelly we understand that a mortgage is usually the largest personal debt you will have in your lifetime which is why it is important to understand and carefully consider all of the options available to you. We will take the time necessary to discuss each option in detail, giving you the opportunity to educate yourself on your choices so you can select the product that is in line with your short-term, mid-term and long-term financial objectives.
Many of our lenders provide us, and in turn our clients, with access to renovation loan products such as Fannie Mae’s Homestyle renovation loan, HomePath and HomePath Renovation mortgages in addition to FHA Rehab Loans.
As wholesale brokers, we have access to all conventional loan products that are saleable to Fannie Mae, Ginnie Mae and Freddie Mac. These include both fixed rate loans in various terms (e.g. 30 year, 20 year, 15 year, 10 year, etc.) as well as adjustable rate mortgages (ARMS). We broker all Conventional Conforming and High Balance Loans as well as Jumbo Mortgages.
Government Mortgage Products
Those who serve or have served in the military hold a special place in our hearts at Jensen Kelly. We are a large regional producer of VA loans and have become very well versed in their underwriting guidelines over the years. We also handle many FHA transactions, including FHA Rehab Loans as well as FHA REO property purchases and USDA loans.
Outside the Box
Additionally, we have access to some specialty portfolio products for those credit situations that are less main stream and may require more creative financing packages.
Give us a call today to discuss your purchase or refinance options. We are here to help.